Our model client's claims costs are fifty percent (50%) less than their industry average.
This is how we do it: Management of Medical: Many firms run out and hire a nurse early on to help manage the medical on a case. As most injuries are soft tissue and do not involve complicated medical care, this is often unnecessary. Our claims adjusters have the experience to handle these cases without incurring the unnecessary cost of nurse case management.
Our Pharmacy Management Programs and Medical testing discount programs save our clients thousands of dollars.
We keep the medical moving. We do not allow injured workers to go for weeks or months without medical treatment.
Litigation Management: Many adjusters believe that once a defense attorney is involved in the case, their job is over. Legal and litigation costs can be as detrimental to the bottom line of your company as any other cost. Our adjusters continue to work your cases diligently with or without the involvement of defense attorneys.
Return to work Programs: We work with our clients, the injured worker and the treating physician to return the injured worker to modified or light duty when possible. Very few people are permanently and totally disabled from the workforce.
Aggressive claims handling: Our adjusters have reasonable case loads that allow aggressive claims handling. We know where to focus our efforts to bring the claim to conclusion as soon as possible.
Fraud Prevention: We have an aggressive fraud prevention program consisting of pre-employment as well as post accident measures. Each member of our staff from adjuster, to investigator, to clerical have at least a basic understanding of the workers compensation fraud statutes. Each knows what could or could not constitute fraud in his/her department.
ERMS personnel "work" our files. We are not just a check writing service.